Studying in Australia is an exciting opportunity, but international students must maintain adequate health insurance throughout their stay. Overseas Student Health Cover (OSHC) is a mandatory requirement for most Subclass 500 Student Visa holders under visa condition 8501.

Allianz Care is one of Australia's leading OSHC providers, offering health insurance designed specifically for international students and their families. Allianz OSHC helps students access medical treatment, hospital services, emergency ambulance transport, and prescription medicines while studying in Australia.

Students looking to compare Allianz Care with other approved insurers can use our OSHC comparison tool.
 

What is Allianz OSHC?

Allianz Care Overseas Student Health Cover (OSHC) is a health insurance policy designed specifically for international students studying in Australia on a Subclass 500 Student Visa.

The policy is intended to help students meet visa condition 8501 while providing access to essential healthcare services during their stay in Australia.
 

Allianz OSHC can help cover:

• Doctor (GP) consultations
• Specialist consultations
• Hospital treatment
• Emergency ambulance services
• Prescription medicines
• Certain diagnostic services such as pathology and radiology

Students can also compare Allianz Care against other approved providers through our OSHC comparison page.
 

Why Choose Allianz Care OSHC?

Allianz Care has been providing health insurance solutions for international students for many years and remains one of Australia's most recognised OSHC providers.

Some of the key benefits include:

• Compliance with student visa health insurance requirements
• Access to a large network of healthcare providers
• 24/7 multilingual support services
• Digital policy management through the Allianz MyHealth App
• Fast and convenient claims processing
• Telehealth consultations with Australian-registered doctors
• Hospital in the Home treatment for eligible medical conditions

Students can access membership cards, policy documents and emergency assistance details directly through the Allianz online platform.

Who Can Purchase Allianz OSHC?

Allianz Care OSHC may be suitable for:

• New international students applying for a Subclass 500 Student Visa
• Existing students extending their studies
• Students renewing their student visa
• Students bringing their partner to Australia
• Students bringing dependent children
• Families requiring comprehensive student visa health insurance

Maintaining continuous OSHC coverage is important to remain compliant with visa requirements throughout your stay in Australia.

Allianz Care OSHC Plans for Student Visa Holders

Allianz Care offers several policy options depending on your family situation.

Single OSHC

Designed for one international student studying in Australia.

Dual Family OSHC

Designed for a student and their spouse or partner.

Multi Family OSHC

Designed for a student, their partner and dependent children.

Other Allianz Visa Insurance Products

Allianz also provides health insurance options for:

• Student Guardian Visa (Subclass 590)
• Temporary Graduate Visa (Subclass 485)
• Other eligible visitor categories

Students completing their studies may require 485 visa health insurance when applying for a Temporary Graduate Visa.

What Does Allianz OSHC Cover?

OSHC policies are designed to provide access to essential healthcare services while studying in Australia.

Ambulance Services

Allianz OSHC generally covers medically necessary emergency ambulance transport to hospital and emergency treatment provided by ambulance services.

Hospital Treatment

Hospital cover generally includes:

• Inpatient treatment
• Day surgery procedures
• Shared ward accommodation
• Theatre fees
• Intensive care services where medically necessary

Coverage is generally based on Medicare Benefits Schedule (MBS) requirements and policy terms.

Doctor and Specialist Consultations

Students can access:

• General Practitioner (GP) consultations
• Specialist consultations
• Referrals to medical specialists

Benefits are generally paid according to MBS limits and policy conditions.

Pathology and Radiology

Allianz OSHC may assist with:

• Blood tests
• X-rays
• Diagnostic imaging
• Pathology services

Prescription Medicines

OSHC may contribute towards eligible PBS-listed prescription medicines subject to annual limits and policy conditions.

Does Allianz OSHC Cover Dental, Optical and Physiotherapy?

Standard OSHC policies are primarily designed to meet student visa requirements and generally focus on hospital and medical treatment.

Dental treatment, optical services and physiotherapy are usually not fully covered under standard OSHC policies.

Students requiring additional benefits may wish to consider Allianz OSHC Extras options, which may provide benefits for dental, optical and other allied health services.

Allianz OSHC for Couples and Families

Many international students travel to Australia with their spouse, partner or children.

Allianz offers family-based OSHC options that can provide cover for eligible family members included in the student visa application.

Family policies may help cover:

• Medical consultations
• Hospital treatment
• Ambulance services
• Prescription medicines

Students comparing family policies may also wish to read our guide on Discounted Couple and Family 500 Visa Health Insurance.

Allianz OSHC and Pre-Existing Medical Conditions

Some pre-existing medical conditions may be covered under Allianz OSHC, however waiting periods and policy conditions can apply.

Students should carefully review policy documents and discuss any existing medical conditions before purchasing cover.

Allianz OSHC vs Other Providers

International students often compare Allianz Care with other approved OSHC providers including:

• Bupa
• nib
• Medibank
• ahm

While all approved OSHC providers must meet Australian Government requirements, differences can exist in:

• Customer service
• Digital tools and mobile apps
• Claims processing
• Extras cover options
• Family policy pricing

Students should compare providers carefully before making a decision.

Compare Allianz, Bupa, nib, Medibank and ahm side-by-side using our OSHC Comparison Page.

How to Make an Allianz OSHC Claim

Allianz Care offers several claim options.

Students may:

• Submit claims using the Allianz MyHealth App
• Lodge claims through the online member portal
• Use participating healthcare providers that directly bill Allianz

The digital claims process is designed to make reimbursements simple and efficient.

Frequently Asked Questions

Does Allianz OSHC satisfy visa condition 8501?

Yes. Allianz OSHC is designed to meet the health insurance requirements of visa condition 8501 for eligible international students.

Learn more about visa condition 8501.

Can I switch to Allianz OSHC?

Yes. Students may switch providers provided there is no gap in health insurance coverage.

Can Allianz OSHC cover my partner and children?

Yes. Allianz offers Dual Family and Multi Family policies for eligible family members.

How quickly can I receive my OSHC certificate?

In most cases, policy certificates are issued shortly after successful purchase.

Does Allianz OSHC cover dental and optical treatment?

Standard OSHC generally does not fully cover dental and optical services. Additional cover options may be available.

Compare Allianz Care OSHC Today

Comparing OSHC policies helps students find suitable coverage while remaining compliant with Australian visa requirements.

At 500 Visa Insurance, you can:

• Compare Allianz Care with other approved providers
• Review policy options for singles, couples and families
• Receive your policy certificate quickly after purchase
• Save time by comparing multiple providers in one place

Students applying for a Temporary Graduate Visa can compare 485 visa health insurance.

Parents visiting Australia on a Subclass 600 Visitor Visa can compare visitor visa health insurance.

For assistance:

Email: info@500visainsurance.com.au
Call: 0479 070 270
WhatsApp: +61 479 070 270

Compare Allianz OSHC today and find the policy that best suits your needs while studying in Australia.