500 Visa Health Insurance for Students (OSHC)
500 Visa Health Insurance for Students (OSHC)
If you are an international student on a subclass 500 visa, it is mandatory to obtain Overseas Student Health Cover (OSHC) for the entire duration of your stay in Australia.
www.500visainsurance.com.au makes it easy to compare all approved OSHC providers, choose the right policy for your needs, and purchase your coverage quickly and securely.
What is a Subclass 500 Student Visa?
The subclass 500 visa allows international students to enter and stay in Australia while studying full-time at a CRICOS-registered institution.
Key points:
-
Valid for up to five years depending on your course
-
Covers the student alone, or the student plus partner and dependent children
-
Allows work up to 48 hours per fortnight while studying (as of July 2023)
Is OSHC Mandatory on a 500 Visa?
Yes. Health cover is compulsory for the entire duration of your stay under visa condition 8501.
-
If you are accompanied by a partner or children, they must also be covered
-
OSHC ensures coverage for doctor visits, hospital treatment, ambulance services, and PBS-listed medications
-
OSHC protects you financially and keeps you compliant with visa regulations
OSHC Coverage Requirements
To meet the 8501 condition, your OSHC must include:
-
Hospital treatment – inpatient, outpatient, surgeries, ICU, theatre fees
-
Out-of-hospital treatment – GP visits, specialist consultations, pathology, X-rays
-
PBS-listed medications during hospital stays
-
Emergency ambulance services
-
Annual benefit minimum: AUD $1,000,000 per person
-
Coverage must remain active for the full duration of your student visa
Additional considerations:
-
Some policies have waiting periods for pre-existing conditions
-
Policies may differ in cancellation or refund fees if your stay ends early
Compare OSHC Providers at www.500visainsurance.com.au
At www.500visainsurance.com.au, you can compare policies from all government-approved OSHC providers, including:
-
AHM OSHC
-
NIB
-
Medibank
-
Allianz Care
-
Bupa
Our platform allows you to:
-
Enter number of adults and children to be insured
-
Specify the start date of your OSHC (aligns with your arrival in Australia)
-
Specify the end date (must cover the full duration of your visa)
You can then review policy features, benefits, and costs to make an informed choice.
Students Applying for 485 Temporary Graduate Visa
Once you complete your studies in Australia and wish to lodge a subclass 485 Temporary Graduate visa, you will need Overseas Visitor Health Cover (OVHC) for your 485 visa.
You can compare and purchase 485 visa-compliant health insurance at www.485visainsurance.com.au. This ensures you remain covered while transitioning from a student visa to a post-study work visa.
Parents Visiting on Subclass 600 Visitor Visa
If any parents of international students are coming to Australia on a subclass 600 visitor visa, they can obtain 8501-compliant visitor visa health insurance at www.600visainsurance.com.au.
This ensures they are fully covered during their stay and meets the health insurance requirement under their visa conditions.
Why Choose www.500visainsurance.com.au
-
Meet your visa requirements: All options comply with subclass 500 student visa conditions
-
Quick application & certificate: Get your OSHC certificate within minutes of purchase
-
Save money: Compare and choose cost-effective policies, saving up to $300 on a 5-year single policy or $15,000 on a 5-year family policy
-
Multi-lingual support: Email or WhatsApp our friendly team for assistance in multiple languages
Consequences of Not Having OSHC
Without adequate OSHC:
-
Your visa application may be refused or cancelled
-
You may be in breach of your visa conditions
-
You are personally liable for any medical expenses incurred in Australia
-
Future visa applications may be impacted
Get Your Visa-Compliant Health Insurance Today
Students on a 500 visa: Compare and purchase OSHC at www.500visainsurance.com.au
Students applying for a 485 visa: Get 485 visa-compliant insurance at www.485visainsurance.com.au
Parents on a 600 visa: Obtain 8501-compliant visitor visa insurance at www.600visainsurance.com.au
Contact us anytime:
-
Email: info@policydirect.com.au
-
Call: 0479 070 270
-
WhatsApp: +61 479 070 270
With our platforms, you can secure your health cover instantly, ensure full compliance with visa requirements, and enjoy peace of mind throughout your stay in Australia.
If you are an international student on a subclass 500 visa, it is mandatory to obtain Overseas Student Health Cover (OSHC) for the entire duration of your stay in Australia.
www.500visainsurance.com.au makes it easy to compare all approved OSHC providers, choose the right policy for your needs, and purchase your coverage quickly and securely.
What is a Subclass 500 Student Visa?
The subclass 500 visa allows international students to enter and stay in Australia while studying full-time at a CRICOS-registered institution.
Key points:
- Valid for up to five years depending on your course
- Covers the student alone, or the student plus partner and dependent children
- Allows work up to 48 hours per fortnight while studying (as of July 2023)
Is OSHC Mandatory on a 500 Visa?
Yes. Health cover is compulsory for the entire duration of your stay under visa condition 8501.
- If you are accompanied by a partner or children, they must also be covered
- OSHC ensures coverage for doctor visits, hospital treatment, ambulance services, and PBS-listed medications
- OSHC protects you financially and keeps you compliant with visa regulations
OSHC Coverage Requirements
To meet the 8501 condition, your OSHC must include:
- Hospital treatment – inpatient, outpatient, surgeries, ICU, theatre fees
- Out-of-hospital treatment – GP visits, specialist consultations, pathology, X-rays
- PBS-listed medications during hospital stays
- Emergency ambulance services
- Annual benefit minimum: AUD $1,000,000 per person
- Coverage must remain active for the full duration of your student visa
Additional considerations:
- Some policies have waiting periods for pre-existing conditions
- Policies may differ in cancellation or refund fees if your stay ends early
Compare OSHC Providers at www.500visainsurance.com.au
At www.500visainsurance.com.au, you can compare policies from all government-approved OSHC providers, including:
- AHM OSHC
- NIB
- Medibank
- Allianz Care
- Bupa
Our platform allows you to:
- Enter number of adults and children to be insured
- Specify the start date of your OSHC (aligns with your arrival in Australia)
- Specify the end date (must cover the full duration of your visa)
You can then review policy features, benefits, and costs to make an informed choice.
Students Applying for 485 Temporary Graduate Visa
Once you complete your studies in Australia and wish to lodge a subclass 485 Temporary Graduate visa, you will need Overseas Visitor Health Cover (OVHC) for your 485 visa.
You can compare and purchase 485 visa-compliant health insurance at www.485visainsurance.com.au. This ensures you remain covered while transitioning from a student visa to a post-study work visa.
Parents Visiting on Subclass 600 Visitor Visa
If any parents of international students are coming to Australia on a subclass 600 visitor visa, they can obtain 8501-compliant visitor visa health insurance at www.600visainsurance.com.au.
This ensures they are fully covered during their stay and meets the health insurance requirement under their visa conditions.
Why Choose www.500visainsurance.com.au
- Meet your visa requirements: All options comply with subclass 500 student visa conditions
- Quick application & certificate: Get your OSHC certificate within minutes of purchase
- Save money: Compare and choose cost-effective policies, saving up to $300 on a 5-year single policy or $15,000 on a 5-year family policy
- Multi-lingual support: Email or WhatsApp our friendly team for assistance in multiple languages
Consequences of Not Having OSHC
Without adequate OSHC:
- Your visa application may be refused or cancelled
- You may be in breach of your visa conditions
- You are personally liable for any medical expenses incurred in Australia
- Future visa applications may be impacted
Get Your Visa-Compliant Health Insurance Today
Students on a 500 visa: Compare and purchase OSHC at www.500visainsurance.com.au
Students applying for a 485 visa: Get 485 visa-compliant insurance at www.485visainsurance.com.au
Parents on a 600 visa: Obtain 8501-compliant visitor visa insurance at www.600visainsurance.com.au
Contact us anytime:
- Email: info@policydirect.com.au
- Call: 0479 070 270
- WhatsApp: +61 479 070 270
With our platforms, you can secure your health cover instantly, ensure full compliance with visa requirements, and enjoy peace of mind throughout your stay in Australia.