Subclass 500 Student Visa Health Insurance – OSHC for International Students

Subclass 500 Student Visa Health Insurance – OSHC for International Students


If you are an international student on a Subclass 500 visa, it is mandatory to obtain Overseas Student Health Cover (OSHC) for the entire duration of your stay in Australia.

www.500visainsurance.com.au makes it easy to compare all approved OSHC providers, choose the right policy for your needs, and purchase your coverage quickly and securely.

What is a Subclass 500 Student Visa?

The Subclass 500 visa allows international students to enter and stay in Australia while studying full-time at a CRICOS-registered institution.

Key points:

  • Valid for up to five years depending on your course
  • Covers the student alone, or the student plus partner and dependent children
  • Allows work up to 48 hours per fortnight while studying (as of July 2023)

Is OSHC Mandatory on a 500 Visa?

Yes. Health cover is compulsory for the entire duration of your stay under Visa Condition 8501.

  • If accompanied by a partner or children, they must also be covered
  • OSHC ensures access to doctor visits, hospital treatment, ambulance services, and PBS-listed medications
  • Protects you financially and keeps you compliant with visa regulations

OSHC Coverage Requirements

To meet Visa Condition 8501, your OSHC must include:

  • Hospital treatment: inpatient, outpatient, surgeries, ICU, theatre fees
  • Out-of-hospital treatment: GP visits, specialist consultations, pathology, X-rays
  • PBS-listed medications during hospital stays
  • Emergency ambulance services
  • Annual benefit minimum: AUD $1,000,000 per person
  • Coverage must remain active for the full duration of your student visa

Additional considerations:

  • Some policies have waiting periods for pre-existing conditions
  • Policies may differ in cancellation or refund fees if your stay ends early

Compare OSHC Providers at www.500visainsurance.com.au

At www.500visainsurance.com.au, you can compare policies from all government-approved OSHC providers, including:

The platform allows you to:

  • Enter the number of adults and children to be insured
  • Specify the start date of your OSHC (aligns with your arrival in Australia)
  • Specify the end date (must cover the full duration of your visa)

You can then review policy features, benefits, and costs to make an informed choice.

Students Applying for 485 Temporary Graduate Visa

Once you complete your studies in Australia and wish to lodge a Subclass 485 Temporary Graduate visa, you will need Overseas Visitor Health Cover (OVHC) for your 485 visa.

Compare and purchase 485 visa-compliant health insurance at www.485visainsurance.com.au to ensure continuous coverage while transitioning from a student visa to a post-study work visa.

Parents Visiting on Subclass 600 Visitor Visa

If any parents of international students are coming to Australia on a Subclass 600 visitor visa, they can obtain 8501-compliant visitor visa health insurance at www.600visainsurance.com.au.

This ensures full coverage during their stay and compliance with visa requirements.

Why Choose www.500visainsurance.com.au

  • Meet visa requirements: All options comply with Subclass 500 student visa conditions
  • Quick application & certificate: Get your OSHC certificate within minutes of purchase
  • Save money: Compare and choose cost-effective policies
  • Multi-lingual support: Email or WhatsApp our team for assistance in multiple languages

Consequences of Not Having OSHC

Without adequate OSHC:

  • Visa application may be refused or cancelled
  • Breach of visa conditions may occur
  • Personal liability for medical expenses
  • Potential impact on future visa applications

Get Your Visa-Compliant Health Insurance Today

Contact us anytime:

  • Email: info@500visainsurance.com.au
  • Call: 0479 070 270
  • WhatsApp: +61 479 070 270

With www.500visainsurance.com.au, you can secure your health cover instantly, ensure full compliance with visa requirements, and enjoy peace of mind throughout your stay in Australia.