Medibank Overseas Student Health Cover (OSHC)
Medibank Overseas Student Health Cover (OSHC)
Australia is a top destination for international students, offering quality education and excellent healthcare. As a subclass 500 Student Visa holder, you are required to maintain Overseas Student Health Cover (OSHC) for the entire duration of your stay. Medibank OSHC is a trusted provider that ensures students meet their visa requirements while accessing quality healthcare throughout Australia.
Why Choose Medibank OSHC?
Medibank is one of Australia’s leading health insurers. Medibank OSHC provides:
-
Full compliance with Australian student visa requirements
-
Access to a wide network of doctors, specialists, and hospitals
-
24/7 multilingual support for healthcare guidance and emergencies
-
Easy claims submission and management through the Medibank app
Medibank OSHC is designed to give students peace of mind, allowing them to focus on their studies rather than worrying about unexpected medical expenses.
Student Visa Requirements
For subclass 500 Student Visa holders, OSHC is mandatory for the entire stay in Australia. Medibank OSHC meets all government standards. Coverage can also extend to spouses and dependent children accompanying the student.
Choice of Doctors and Specialists
International students are not covered by Medicare. Medibank OSHC allows students to choose their preferred doctors and specialists. Treatment can occur in public hospitals, Medibank partner private hospitals, or other private hospitals, depending on the student’s needs.
24/7 Support & Health Services
Medibank OSHC members can access:
-
Multilingual health advice and medical support
-
Counselling and mental health services
-
Guidance for navigating the Australian healthcare system
-
Emergency assistance, including ambulance services
Optional Extras Coverage
Medibank OSHC allows optional extras coverage for:
-
Dental services
-
Optical services
-
Physiotherapy
This provides more comprehensive protection for students beyond standard hospital and medical services.
What Does Medibank OSHC Cover?
Medical Cover
-
100% of the Medicare Benefits Schedule (MBS) fee for GP consultations and in-hospital medical services
-
85% of MBS fee for specialist consultations and some allied health services outside the hospital
Hospital Cover
-
Covers hospital services including accommodation, ICU, surgery, prostheses, in-hospital doctors, and diagnostic tests
-
Coverage depends on whether treatment occurs in a public hospital, Medibank partner private hospital, or non-partner private hospital
Prescription Medicines
-
Covers PBS-listed medications up to $50 per item
-
Annual maximum claim: $300 for singles, $600 for families
-
Over-the-counter medications are not covered
Making a Medibank OSHC Claim
Claims can be submitted via:
-
Medibank App – Submit, track, and manage claims digitally
-
Online Portal – Use your Medibank OSHC member account
-
Mail – Post completed claim forms and receipts to Medibank OSHC
Claims must be lodged within 2 years to receive benefits.
Refunds & Policy Cancellation
Medibank OSHC refunds are available under certain circumstances, including:
-
Not commencing studies
-
Visa cancellation or change of status
-
Leaving Australia before the student visa expires
-
Obtaining permanent residency or another visa
Optional extras, such as dental or optical, can be added or removed as needed.
Compare & Get Your Medibank OSHC Today
Medibank OSHC allows students to compare policies, purchase coverage, and receive their policy certificate instantly. The Medibank app makes it easy to submit claims, access membership documents, and receive 24/7 support.
Students who plan to apply for the 485 Temporary Graduate Visa can get 485 visa health insurance at www.485visainsurance.com.au.
Parents or guardians visiting on a subclass 600 Visitor Visa can purchase 8501-compliant visitor insurance at www.600visainsurance.com.au.
Australia is a top destination for international students, offering quality education and excellent healthcare. As a subclass 500 Student Visa holder, you are required to maintain Overseas Student Health Cover (OSHC) for the entire duration of your stay. Medibank OSHC is a trusted provider that ensures students meet their visa requirements while accessing quality healthcare throughout Australia.
Why Choose Medibank OSHC?
Medibank is one of Australia’s leading health insurers. Medibank OSHC provides:
- Full compliance with Australian student visa requirements
- Access to a wide network of doctors, specialists, and hospitals
- 24/7 multilingual support for healthcare guidance and emergencies
- Easy claims submission and management through the Medibank app
Medibank OSHC is designed to give students peace of mind, allowing them to focus on their studies rather than worrying about unexpected medical expenses.
Student Visa Requirements
For subclass 500 Student Visa holders, OSHC is mandatory for the entire stay in Australia. Medibank OSHC meets all government standards. Coverage can also extend to spouses and dependent children accompanying the student.
Choice of Doctors and Specialists
International students are not covered by Medicare. Medibank OSHC allows students to choose their preferred doctors and specialists. Treatment can occur in public hospitals, Medibank partner private hospitals, or other private hospitals, depending on the student’s needs.
24/7 Support & Health Services
Medibank OSHC members can access:
- Multilingual health advice and medical support
- Counselling and mental health services
- Guidance for navigating the Australian healthcare system
- Emergency assistance, including ambulance services
Optional Extras Coverage
Medibank OSHC allows optional extras coverage for:
- Dental services
- Optical services
- Physiotherapy
This provides more comprehensive protection for students beyond standard hospital and medical services.
What Does Medibank OSHC Cover?
Medical Cover
- 100% of the Medicare Benefits Schedule (MBS) fee for GP consultations and in-hospital medical services
- 85% of MBS fee for specialist consultations and some allied health services outside the hospital
Hospital Cover
- Covers hospital services including accommodation, ICU, surgery, prostheses, in-hospital doctors, and diagnostic tests
- Coverage depends on whether treatment occurs in a public hospital, Medibank partner private hospital, or non-partner private hospital
Prescription Medicines
- Covers PBS-listed medications up to $50 per item
- Annual maximum claim: $300 for singles, $600 for families
- Over-the-counter medications are not covered
Making a Medibank OSHC Claim
Claims can be submitted via:
- Medibank App – Submit, track, and manage claims digitally
- Online Portal – Use your Medibank OSHC member account
- Mail – Post completed claim forms and receipts to Medibank OSHC
Claims must be lodged within 2 years to receive benefits.
Refunds & Policy Cancellation
Medibank OSHC refunds are available under certain circumstances, including:
- Not commencing studies
- Visa cancellation or change of status
- Leaving Australia before the student visa expires
- Obtaining permanent residency or another visa
Optional extras, such as dental or optical, can be added or removed as needed.
Compare & Get Your Medibank OSHC Today
Medibank OSHC allows students to compare policies, purchase coverage, and receive their policy certificate instantly. The Medibank app makes it easy to submit claims, access membership documents, and receive 24/7 support.
Students who plan to apply for the 485 Temporary Graduate Visa can get 485 visa health insurance at www.485visainsurance.com.au.
Parents or guardians visiting on a subclass 600 Visitor Visa can purchase 8501-compliant visitor insurance at www.600visainsurance.com.au.