OSHC for International Students – Subclass 500 Visa Health Insurance

OSHC for International Students – Subclass 500 Visa Health Insurance


Overseas Student Health Cover (OSHC) is a specially designed health insurance plan for international students in Australia. It guarantees access to essential medical services, hospital care, and emergency treatment while living and studying in Australia.

OSHC is mandatory for all Subclass 500 visa holders under Visa Condition 8501. Without it, students risk visa non-compliance, which could affect their application or stay in Australia.

With www.500visainsurance.com.au, students can compare all major OSHC providers, select the best plan for their needs, and receive their OSHC certificate instantly.


Why OSHC is Essential for Subclass 500 Students

Maintaining OSHC ensures:

  • Compliance with Visa Condition 8501
  • Access to medical treatment, hospitalisation, and emergency care
  • Protection from unexpected medical costs

500 Visa Health Insurance allows students to compare policies, select the most suitable plan, and obtain an instant OSHC certificate for visa applications.


What’s Included in OSHC Cover

1. Doctor’s Treatment:

  • Routine consultations and preventive care
  • Specialist referrals
  • Diagnostic tests (blood work, X-rays)

Coverage typically includes 100% of the Medicare Benefits Schedule (MBS) fee for GP visits and up to 85% for specialist services.

2. Hospital Treatment:

  • Emergency and inpatient treatment
  • Surgeries and procedures
  • Hospital accommodation fees

Coverage levels may vary depending on the provider and agreements with private hospitals.

3. Ambulance Cover:

  • Most OSHC policies include emergency ambulance transport or urgent on-the-spot treatment
  • Non-emergency ambulance trips may not be covered, so review each policy carefully

Compare & Receive Your OSHC Certificate Within Minutes

With www.500visainsurance.com.au, students can:

  • Compare policies from major OSHC providers
  • Understand policy inclusions and exclusions
  • Purchase a compliant policy online
  • Receive an OSHC certificate instantly

This fast, simple process ensures accurate visa applications and uninterrupted health coverage.


Frequently Asked Questions (FAQs)

Do I Need OSHC?
Yes, OSHC is mandatory for all international students. Without it:

  • Your visa may be non-compliant
  • You may face high medical costs
  • Visa cancellation risk increases

Compare all providers at www.500visainsurance.com.au.

Can I Switch My OSHC Provider?
Yes, as long as there’s no gap in coverage. Always purchase the new policy before cancelling the old one.

What If I Graduate and Stay in Australia?
After graduation, OSHC ends. Students staying for the Subclass 485 Temporary Graduate Visa must switch to OVHC:

Who Else Can Be Covered Under OSHC?

  • Spouse/partner
  • Children accompanying the student
    Coverage and premiums vary, so check each policy carefully.

How Long Do I Need OSHC?
OSHC must cover the full duration of your studies and any additional approved stay. Lapses may result in visa cancellation.

What Does OSHC Cover?

  • GP visits, hospitalisation, surgery
  • Prescription medicines (subject to limits)
  • Emergency ambulance services
  • Optional coverage for physiotherapy, chiropractic, and optical services

When Will I Receive My Policy Certificate?
Certificates purchased via www.500visainsurance.com.au are emailed within minutes.

Insurance for Other Visa Holders:


Contact Us

  • Email: info@500visainsurance.com.au
  • Call: 0479 070 270
  • WhatsApp: +61 479 070 270

With www.500visainsurance.com.au, students can compare, select, and secure OSHC instantly, ensuring compliance with Visa Condition 8501 while saving money and staying protected.