NIB Overseas Student Health Cover (OSHC)
NIB Overseas Student Health Cover (OSHC)
Australia is a wonderful place to live and study, but international students and graduates are not automatically covered by Medicare, Australia’s public health system. For this reason, Condition 8501 of the student visa mandates that overseas students hold adequate health insurance for the entire duration of their stay. NIB OSHC is one of the leading providers of Overseas Student Health Cover (OSHC) in Australia, designed to meet visa requirements and help students and their families access quality healthcare.
Why Choose NIB OSHC?
NIB OSHC is tailored specifically for international students and temporary graduates living and working in Australia. It ensures access to hospital care, doctors, and other essential health services while providing financial protection against unexpected medical expenses. NIB policies can also cover your partner and dependent children under 18 years of age.
With NIB OSHC, you can:
-
Meet student visa requirements under Condition 8501.
-
Access healthcare throughout Australia in both public and private systems.
-
Enjoy coverage for emergencies, hospitalisation, doctor visits, prescription medicines, and prostheses.
Compare and purchase NIB OSHC conveniently at www.500visainsurance.com.au.
Visa Compliance
All NIB OSHC policies comply fully with Australian Government requirements for student visas (subclass 500) and other eligible visas. Maintaining continuous OSHC coverage is mandatory for your visa, and proof of insurance may be requested when applying for your visa or during your stay.
Australia-Wide Health Coverage
NIB OSHC provides access to the healthcare system across Australia, including:
-
Doctor’s Visits: GP consultations covered at 100% of the Medicare Benefits Schedule (MBS) fee. Specialist visits, X-rays, and blood tests are generally covered up to 85% of the MBS fee.
-
Hospital Treatment: Covers 100% of public hospital charges according to state and territory guidelines. Private hospital coverage is included at agreed rates where NIB has arrangements.
-
Emergency Ambulance Services: Fully covered when medically necessary; non-emergency transport may not be included.
-
Prescription Medicines: Covers medications listed on the PBS up to $50 per item, with annual limits ($300 for singles, $600 for families).
-
Prostheses: 100% coverage for government-approved no-gap prostheses and minimum benefits for gap-permitted prostheses.
Some services, such as dental, optical, infertility treatments, non-essential hospital items, or treatment outside Australia, are not included in standard NIB OSHC but can be covered via optional Extras policies.
Easy Application & Digital Convenience
Getting NIB OSHC is simple:
-
Coverage can be activated in as little as 5 minutes.
-
Use the NIB App to manage your policy, submit claims, access telehealth consultations, and get membership details instantly.
-
NIB Rewards offers additional savings on everyday services like shopping and transport.
Telehealth & Mental Health Support
With NIB OSHC, students have access to:
-
Telehealth GP consultations for when leaving home isn’t possible.
-
Mental health support through on-demand digital services via the NIB App.
These services help you stay healthy and supported throughout your studies in Australia.
Coverage for Families and Dependents
NIB OSHC policies can include:
-
Single Student: Covers only the student.
-
Dual Family: Covers the student and partner, or student and dependent children.
-
Multi-Family: Covers student, partner, and dependent children.
Family or couple policies can be expensive, but by comparing providers at www.500visainsurance.com.au, you can save a significant amount on premiums. For assistance, email info@policydirect.com.au or call/WhatsApp +61 479 070 270.
485 Temporary Graduate Visa Coverage
Students who have completed their studies and are applying for the 485 Temporary Graduate visa can switch to Overseas Visitor Health Cover (OVHC). NIB also offers OVHC plans for 485 visa holders.
Compare and purchase your 485 visa health insurance at www.485visainsurance.com.au.
How to Make an NIB OSHC Claim
Claims are simple:
-
Visit NIB-preferred doctors or hospitals, which may bill NIB directly.
-
Submit claims via the NIB App or the online portal.
Most students pay little to nothing out-of-pocket if using preferred providers.
Get a quote, compare providers, and receive your policy certificate instantly at www.500visainsurance.com.au.
Australia is a wonderful place to live and study, but international students and graduates are not automatically covered by Medicare, Australia’s public health system. For this reason, Condition 8501 of the student visa mandates that overseas students hold adequate health insurance for the entire duration of their stay. NIB OSHC is one of the leading providers of Overseas Student Health Cover (OSHC) in Australia, designed to meet visa requirements and help students and their families access quality healthcare.
Why Choose NIB OSHC?
NIB OSHC is tailored specifically for international students and temporary graduates living and working in Australia. It ensures access to hospital care, doctors, and other essential health services while providing financial protection against unexpected medical expenses. NIB policies can also cover your partner and dependent children under 18 years of age.
With NIB OSHC, you can:
- Meet student visa requirements under Condition 8501.
- Access healthcare throughout Australia in both public and private systems.
- Enjoy coverage for emergencies, hospitalisation, doctor visits, prescription medicines, and prostheses.
Compare and purchase NIB OSHC conveniently at www.500visainsurance.com.au.
Visa Compliance
All NIB OSHC policies comply fully with Australian Government requirements for student visas (subclass 500) and other eligible visas. Maintaining continuous OSHC coverage is mandatory for your visa, and proof of insurance may be requested when applying for your visa or during your stay.
Australia-Wide Health Coverage
NIB OSHC provides access to the healthcare system across Australia, including:
- Doctor’s Visits: GP consultations covered at 100% of the Medicare Benefits Schedule (MBS) fee. Specialist visits, X-rays, and blood tests are generally covered up to 85% of the MBS fee.
- Hospital Treatment: Covers 100% of public hospital charges according to state and territory guidelines. Private hospital coverage is included at agreed rates where NIB has arrangements.
- Emergency Ambulance Services: Fully covered when medically necessary; non-emergency transport may not be included.
- Prescription Medicines: Covers medications listed on the PBS up to $50 per item, with annual limits ($300 for singles, $600 for families).
- Prostheses: 100% coverage for government-approved no-gap prostheses and minimum benefits for gap-permitted prostheses.
Some services, such as dental, optical, infertility treatments, non-essential hospital items, or treatment outside Australia, are not included in standard NIB OSHC but can be covered via optional Extras policies.
Easy Application & Digital Convenience
Getting NIB OSHC is simple:
- Coverage can be activated in as little as 5 minutes.
- Use the NIB App to manage your policy, submit claims, access telehealth consultations, and get membership details instantly.
- NIB Rewards offers additional savings on everyday services like shopping and transport.
Telehealth & Mental Health Support
With NIB OSHC, students have access to:
- Telehealth GP consultations for when leaving home isn’t possible.
- Mental health support through on-demand digital services via the NIB App.
These services help you stay healthy and supported throughout your studies in Australia.
Coverage for Families and Dependents
NIB OSHC policies can include:
- Single Student: Covers only the student.
- Dual Family: Covers the student and partner, or student and dependent children.
- Multi-Family: Covers student, partner, and dependent children.
Family or couple policies can be expensive, but by comparing providers at www.500visainsurance.com.au, you can save a significant amount on premiums. For assistance, email info@policydirect.com.au or call/WhatsApp +61 479 070 270.
485 Temporary Graduate Visa Coverage
Students who have completed their studies and are applying for the 485 Temporary Graduate visa can switch to Overseas Visitor Health Cover (OVHC). NIB also offers OVHC plans for 485 visa holders.
Compare and purchase your 485 visa health insurance at www.485visainsurance.com.au.
How to Make an NIB OSHC Claim
Claims are simple:
- Visit NIB-preferred doctors or hospitals, which may bill NIB directly.
- Submit claims via the NIB App or the online portal.
Most students pay little to nothing out-of-pocket if using preferred providers.
Get a quote, compare providers, and receive your policy certificate instantly at www.500visainsurance.com.au.